Analyzing Wealth

At some point there was going to be a crossover, where it made my emergency fund balance better if I took money out of it to pay my car off...

I have two voices in my head that are fighting each other a bit right now, as they have been for months. With a downturn possible (and now h...

I'm a nonreligious person. Not that this matters much in the context of personal finance, but it does reveal a little about my personali...

One word for the market this month: UGLY. The US total market, as measured by Vanguard's Total Market ETF (VTI), dropped 4.6% in July. I...

I'm making a Roth IRA purchase today, and I'm not ashamed to admit that it's because the market took a dive today. I am not a be...

So, I have been pretty adamant that I am not a subscriber to the idea of making financial decisions based on how they affect you psychologic...

Note: I am in no way endorsing binge drinking, under age drinking, drinking and driving, or drinking in general. This is a light-hearted pos...

Today I was looking at my online account page for one of my credit cards, and thought, for curiosity, I'd click on the "request a l...

It was a rough month for my investments (I calculated these on July 2nd, so it has recovered some since). As the market dipped, so did I-- a...

In my neverending quest to find the best way to save for retirement, I've given some consideration to the 72(t) SEPP (substantially equa...

I was talking about my pappaw over the weekend, telling my girlfriend that he retired at 55. Of course, she asked, "what has he been do...

The "latte factor" has been well documented in personal finance circles, but I thought I'd bring you another example of the ef...

In October, my girlfriend and I got our first puppy. We went down to a local animal shelter, where we were lucky enough to find an adorable ...

I've been doing some reading this morning and thought I'd highlight some posts that I enjoyed . . . JLP of AllFinancialMatters shows...

I have to say that I'm thrilled with how quickly I'm progressing toward my annual net worth goal. It was an aggressive goal and it l...

I've been giving early retirement a lot of thought lately. Specifically, I've been trying to figure out which investment accounts ca...

It seems, every week, there are a lot of PF bloggers talking about renting vs. owning, and it's a subject I love to comment on. This mor...

Okay, so I'm on the 1st of the month now. I'll try to keep it here from now on, but it will certainly test my patience. It was a goo...

I was exchanging emails with a former coworker yesterday, and we have had mutual frustration with my employer. Not that this is rare; I thin...

Ah yes. All fund companies have something to offer you that nobody else has-- funds that will beat the market! Or so they will tell you. You...